Mom and daughter putting money into a piggy bank

Whether you are saving for retirement or next summer’s vacation, a savings account from FSU Credit Union is the perfect place to build a strong financial foundation. A $5 deposit is all you need to get started. FSU Credit Union offers a number of savings accounts to meet your savings goals.

Account Balance APY* APR* Details
Main Share
This account holds your $5 share of ownership.
$100.00 – $2,499.99

$2,500 or greater

.35%

.40%

.35%

.40%

Great for those who want a general savings account.
True Student Savings

This account is designed specifically for college students.

$5.00-$1,000.00 w/True Student Checking Account

$5.00-$1,000.00 w/o True Student Checking Account

10% (w/True Checking)

6%
(w/o True Checking)

9.57%
(w/True Checking)
5.84%
(w/o True Checking)
Students with our True Student Checking account can earn up to 10% APY* on the first $1,000.
Youth Savings Account

Teach your children the value of saving money!

Minimum $5 to open and start earning interest .40% to .85% depending on balance .40% to .85% depending on balance Watch for promotions to earn up to 10% APY*.
Save-4-It

This account is perfect if you’re saving for a vacation or other major purchase.

Minimum $5 to open and start earning interest .40% to .85% depending on balance .40% to .85% depending on balance The more you save, the more you earn!
Holiday Savings

Don’t let holiday expenses catch you by surprise!

Minimum $5 to open and start earning interest .40% to .85% depending on balance .40% to .85% depending on balance Money from this account will automatically be transferred to your draft account on or after November 1st of each year.

For information on other savings accounts and detailed information on our rates, download the FSU Credit Union Savings and Rates document. To review applicable fees, download the FSU Credit Union fee schedule.

*APY = Annual Percentage Yield. APR=Annual Percentage Rate. Holiday Savings, Youth Savings Accounts, Summer Pay Club, Save-4-It, Senior Year Saver Account, and Imagine the Possibilities Share Accounts earn interest and have a variable Annual Percentage Yield that is subject to change by the Credit Union at any time. Holiday Savings Accounts: all funds will be transferred to the member’s draft account on or after November 1st of each year. If you make a withdrawal at ANY TIME before November 1st, ALL accrued interest will be forfeited and the account will be closed. Senior Year Saver Account will earn 5.84% APR/6.00% APY on the first $500 and the remainder at the applicable rate. Fund will become available August 1st of the student’s anticipated senior year. If withdrawn before then, the member forfeits all dividends earned during the month of closure. Account will automatically be closed June 1 of the anticipated year of graduation and funds will be transferred to the main share account. Youth Savings Accounts and Imagine the Possibilities Share Accounts earning 6%, 7%, or 10% APY will be paid at 5.84%, 6.78% & 9.57% APR, respectively, on the first $500. The remainder will be paid at the applicable rate. TRUE Student Share Accounts earning 6% or 10% APY will be paid at 5.84%,& 9.57% APR, respectively, on the first $1,000. The remainder will be paid at the applicable rate. Member must have an active TRUE Student Checking Account to earn the 10% APY account. Detailed rates can be found in the FSU Credit Union Savings and Rates document.